Health Insurance Advice

I have changed my health insurance company 3 times in the last 8 years always for the same reason. They decided to cancel the Chronic disease cover. Chronic means any condition that manifests itself and has no known cure & there are hundreds: diabetes, many heart conditions etc. They will pay to stabilize your condition but once it is diagnosed as Chronic you are out of luck. Can you imagine paying a fortune for your health Insurance for years only to find out after that you have one of these conditions in your later years? Bye, Bye bank account or your life as you knew it.

I always take a big deductible because I am not interested in getting paid for a cut hand. I only want it for MAJOR medical reasons & as far as I am concerned Chronic is a major incident.

Most of the people I spoke with were unaware of this glitch in most programs so be aware & look carefully before signing on. I am talking about most of the major companies including the big ones like BUPA.

I have UK company now that covers almost everything & so far so good. Let me know if you have any companies that offer this coverage at a fair cost.

Thanks

oilfield wages

After 29 years experience as a drilling fluids engineer I find that the day rates for my services are declining in many countries. Many areas are begging for experienced men with full qualifications but are not willing to pay. I recently had an offer from the Emirates for $3500 a month when the going rate is $850+ a day! Yeah it is a lot of money but it is also work that many people can't handle or have the brains to do. They want western experience but pay Indian wages. I tell them "You get what you pay for".
I also get annoyed when some of my fellow engineers take positions that offer low wages when they should hold out for the correct day rate.This just makes it had for the rest of us. There is plenty of workout there so just take the good ones.

I'd like to hear form some of you on this.